Read my Scotiabank Passport Visa Infinite Card review now and find out. Not impressed. Contact Us. The Airport Lounge Access and Priority Pass membership alone is a $379 bonus benefit when you consider that Priority Pass membership costs $129 CAD and each lounge visit is worth $41.72 CAD. Those rates refer to if you’re getting actual cash and is similar to what other banks charge. One that you probably use the most. In the end, youjust gotta choose what makes more sense for you. Flight delay insurance for delays of 4 hours or more. Scotiabank can add a fee ontop of the rate (which they do for some cards), but not with the passport card. The annual fee of $139 is not waived. The Scotiabank Passport Visa Infinite card comes with even more features to help out while travelling. Is it the same as “renter waiver insurance” which waived all my liability from flat tire, scratches to collision etc. Then our second question is would you advise that we carry through with the Hometrust Visa? Is Scotiabank card a better option for me? If you’re travelling with your spouse, you can both enter the lounge with your passes. The one good thing about RBC points is that you can transfer them to WestJet Dollars. Thank you! Btw: redeeming points of the Scotiabank Gold Amex is SO EASY 🙂. When you cancel a card, your credit score may take a small hit, but it’ll go back up so I wouldn’t worry too much about it. In regards to BA and travel points. If you want to read more about your other options, check out this post I wrote. Thanks for your reply. Will the supplementary cardholder also get their own Priority Pas + 6 lounge access or is it only for the primary cardholder? ” Vehicles which belong to the following categories are NOT covered: Thanks for your articles, they’re very helpful. I also have no need for lounge access. I just got this card. There is no statement about what FX rate will be applied to transactions. Thank you. Insurance for rental car damage. I like the former for the multiplier but the latter for the no foreign transaction fee. If you’re 65 or older, you get 10 days of coverage which is also impressive considering the standard is 4 days. Amex is good because you can transfer your points to Aeroplan or Marriott Bonvoy so you can still pool points. Oh and do you think soctia will let me get both cards with the sign in bonuses for both(as long as I can earn them right?)? I originally want the amex cobalt but the downside is its an amex in Canada and there is not visa that can really help the amex, I know there are some aeroplan programs but, I also hear it can be a hassle . So then I ordered the Scotiabank VISA and had it in 5 days – you have to go to a bank to get it. I mean, I’m paying the taxes because I booked travel so it should work? What really makes this card stand out is the six free annual lounge passes that you get. You happily accepted and you just lost all your CLD insurance and they will pay $0 to any damage to a car. What caught my eye right away is the fact that this card comes with six free annual airport lounge access passes with Priority Pass. The sign up bonus is worth $250 and it has a fee of $139 so you’re coming out ahead for the first year. are taxes on a flight reward considered ‘redeemable travel’? Designed by Elegant Themes | Powered by WordPress. Any thoughts, tips, warnings etc. Thanks so much for the info. Then, effective March 15 Chase killed the card — so Marriott replaces it with an Starwood Amex card that can’t be used for parking, convenience stores, etc…and it charges the 2.5% currency transaction fees. Are scotia rewards that much of a disadvantage(I dont know as I have never been able to access it, which is scary)? Well, you could simply apply for a different credit card with no foreign transaction fees such as the Home Trust Card or the Rogers World ELite Mastercard around the 8 month mark. The Scotiabank Passport Visa Infinite offers 25,000 Scotia Rewards points after spending $1,000 in the first three months. The main downside of the Scotia Passport is the $139 annual fee and the fairly high minimum annual income requirement of $60,000 (personal) or $100,000 (household). We appreciate everything we have learned here and will be glad to use your affiliate link to apply for the Scotiabank Passport Visa Infinite. I then take those points and transfer them to SPG / Marriott. Can I use Scotia rewards points to pay for taxes on an Aeroplan redemption? If you bring your husband, that would indeed be 2 passes. Here’s a link to the Mastercard merchant list which wouldn’t be any different from Visa. I’ve been looking for a Visa or MasterCrad to supplement my primary card, an Amex, and this just might fit the bill (unless you have other suggestions?). You can also take a peek at the Brim Financial Mastercard for a no-fee card that doesn’t charge the FX markup. 4 – Scotiabank has one of the more detailed travel insurance packages which you can read about here https://www.scotiabank.com/ca/common/cc/pdf/en/Scotiabank_Passport_Infinite_Visa-EN-Ekit.pdf – With Medical, it’s up to $1 million if you’re under the age of 65 for a total of 25 consecutive days. 2. The goal: analyze a use case that would affluence a cephalalgia for Visa … One of the high points for the card is its no foreign transaction fee offer. The Cash Back will be automatically credited to your ScotiaGold Passport Visa account or your ScotiaGold Passport for business Visa account within two billing cycles following your departure date. A Scotiabank card that offers this perk, as well as free airport lounge access, is the Scotiabank Passport Infinite. Example: … (Scotiabank has been pretty good). I need some suggestions with picking up some proper credit cards. Got it not too long ago because I live on the border of Michigan and shop a lot over there. It depends on the merchant code. Read my full review of the Scotiabank Passport Visa Infinite Card now. For more information, please contact the Scotia … would really help. What’s also nice is that your flight/trip delay kicks in after 4 hours so you’re entitled to compensation earlier. In fact, I happened to be at a local Scotiabank branch today, and I asked about this directly, for this card. Comprehensive travel insurance that covers: 7. My TD Visa Infinite CashBack CC covers my travel, rental and road side assistance needs.. Also their travel insurance is very poor compared to these cards or RBC Infojite Privilege. They will give you immediate electronic membership verification and will send out a physical Priority Pass card in the mail about three business day later. In addition, for every $10,000 spending above $40,000, you earn an extra 2,000 bonus points! Do you think this is a valuable card to use ? Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over sixty-five thousand dollars ($65,000) Canadian,at the time and place of loss.”. Stupid question, but would the $40000 include both spending from the original card and the supplement card? Another nice thing about having scotiagold passport visa and scotia amex gold is that the points I earn on the amex can be set to automatiically be moved to the passport visa acct, or vice versa. Even worse. The best travel rewards credit card space is crowded and I would say the most comparable card to the Scotiabank Passport Visa Infinite Card is the Scotiabank Gold American Express Card. I would like to know what it means by “rental car” insurance. $139 annual fee; No foreign transaction fees; 20,000 Scotia Rewards points when you spend $1,000 in the first 3 months ; Priority Pass … 4. That being said, Wal Mart supercenters do count as grocery from what I recall. No worries, I will certainly use your referral link. So basically if you apply for this card, you would instantly get $111 off any flight ($250 in points minus $139 annual fee) + lounge passes and insurance. The annual bonus of 10,000 points when you spend $40K is nice, but it’s not a huge incentive to put all your spending on this card since you’d be better off just signing up for other credit cards for the signup bonus. The Scotiabank Passport Visa Infinite Card (referral link) comes with quite a few benefits and it seems like it was clearly built with the modern traveller in mind. You have to wait for the Scotiabank card to arrive and go online to Priority Pass to sign up. What type of cards would be a good fit for my lifestyle and helps me earn the most out of what I do? Am I missing something? Will the passport visa be a good companion to the Scotia amex gold? This seems to be Scotiabank’s exchange rates. The Scotiabank Passport Visa Infinite card was launched in 2018, and it waived the foreign transaction fees. Generally speaking, Mastercard and Visa have the same merchant list. It also … The Scotia card took about 1.5 weeks to arrive at my house; I signed up for Priority Pass a week ago and am still waiting for that card to arrive. There is one big problem with this card in relation to Car rental insurance. You must be a Canadian citizen or permanent resident, You must be the age of the majority in your province or territory, and. The card does indeed come with extended warranty (up to one extra year) as a standard benefit. How and where shall we obtain this? Any vehicle with a Manufacturer’s Suggested Retail Price (MSRP) excluding all taxes, over sixty-five thousand dollars ($65,000) Canadian,at the time and place of loss.”. There’s also the […]. The link to the MasterCard list is helpful, but can we be sure that it will apply to the Scotia Visa? The first additional card is also free. yeah seriously, If I’m spending that much, I’m signing up for multiple credit cards to get the signup bonus. • Special Avis Preferred Plus … ie Scotia was listing their retail buy rate around 1.36 and the amex was doing my purchases for about 1.33, Go to Visa.com and find the currency conversion tool. Will not be used per person but kids under the merchant code of,. Tangerine Money-Back card bank which is also impressive considering the standard is 4 days that includes 10 Scotiabank... D have to go to Disney World a told scotiabank visa infinite passport 6 with your points pay!: there ’ s wallet am looking for CC with access to the Mastercard list is 2009! 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